Blackjack strategy
The chart of plays and the house edge, worked out for exactly the rules at your table. Basic strategy lowers the house edge; it does not remove it.
Your table’s rules
Start from a province’s published rules or from your table’s signs, then change anything that differs. The chart and the figures follow.
House edge for these rules
Worked out: the average result of every starting hand for these rules, card by card, when every decision follows the chart below.
Pace: 70 hands an hour, an example pace
Worked out: $10 a hand × 70 hands an hour × 0.526%.
Basic strategy lowers the house edge; it does not remove it. This is a long-run average, not a forecast for one evening: a session can end far below or above it. B.C. rules: BCLC states every rule the chart depends on, except a limit on re-splits.
The chart
Blackjack · six decks · dealer hits soft 17 · blackjack pays 3:2 · double after splitting · surrender · house edge 0.53%
Find your hand in the first column and the dealer’s face-up card in the column headings. Cells outlined differ from the standard chart (six decks, dealer hits soft 17, 3:2, double after splitting, no surrender).
| Hard | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| 5–8 | H | H | H | H | H | H | H | H | H | H |
| 9 | H | Dh | Dh | Dh | Dh | H | H | H | H | H |
| 10 | Dh | Dh | Dh | Dh | Dh | Dh | Dh | Dh | H | H |
| 11 | Dh | Dh | Dh | Dh | Dh | Dh | Dh | Dh | Dh | Dh |
| 12 | H | H | S | S | S | H | H | H | H | H |
| 13 | S | S | S | S | S | H | H | H | H | H |
| 14 | S | S | S | S | S | H | H | H | H | H |
| 15 | S | S | S | S | S | H | H | H | Rh | Rh |
| 16 | S | S | S | S | S | H | H | Rh | Rh | Rh |
| 17 | S | S | S | S | S | S | S | S | S | Rs |
| 18+ | S | S | S | S | S | S | S | S | S | S |
| Soft | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| A,2 | H | H | H | Dh | Dh | H | H | H | H | H |
| A,3 | H | H | H | Dh | Dh | H | H | H | H | H |
| A,4 | H | H | Dh | Dh | Dh | H | H | H | H | H |
| A,5 | H | H | Dh | Dh | Dh | H | H | H | H | H |
| A,6 | H | Dh | Dh | Dh | Dh | H | H | H | H | H |
| A,7 | Ds | Ds | Ds | Ds | Ds | S | S | H | H | H |
| A,8 | S | S | S | S | Ds | S | S | S | S | S |
| A,9 | S | S | S | S | S | S | S | S | S | S |
| Pair | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | A |
|---|---|---|---|---|---|---|---|---|---|---|
| 2,2 | P | P | P | P | P | P | H | H | H | H |
| 3,3 | P | P | P | P | P | P | H | H | H | H |
| 4,4 | H | H | H | P | P | H | H | H | H | H |
| 5,5 | Dh | Dh | Dh | Dh | Dh | Dh | Dh | Dh | H | H |
| 6,6 | P | P | P | P | P | H | H | H | H | H |
| 7,7 | P | P | P | P | P | P | H | H | H | H |
| 8,8 | P | P | P | P | P | P | P | P | P | Rp |
| 9,9 | P | P | P | P | P | S | P | P | S | S |
| 10,10 | S | S | S | S | S | S | S | S | S | S |
| A,A | P | P | P | P | P | P | P | P | P | P |
- Hhit
- Sstand
- Dhdouble, otherwise hit
- Dsdouble, otherwise stand
- Psplit
- Rhsurrender, otherwise hit
- Rssurrender, otherwise stand
- Rpsurrender, otherwise split
- differs from the standard chart
Never take insurance. We have no source on whether casinos in Canada let you use a strategy card at the table; ask before you do.
What changes against the standard chart
Cell by cell, for these rules.
- Hard 15 against 10 or an ace: surrender, otherwise hit. Standard chart: hit.
- Hard 16 against 9, 10 or an ace: surrender, otherwise hit. Standard chart: hit.
- Hard 17 against an ace: surrender, otherwise stand. Standard chart: stand.
- A pair of 8s against an ace: surrender, otherwise split. Standard chart: split.
What each rule costs
The same bet and pace with one rule the other way. Worked out: the house edge for the changed rules minus the house edge for yours, by the same engine, times your bet and 70 hands an hour.
| Rule the other way | An hour at $10 |
|---|---|
| Blackjack pays: 6:5Your table: 3:2 | +$9.52+1.36% house edge |
| Dealer on soft 17: standsYour table: hits | −$1.38−0.20% house edge |
| Double after splitting: noYour table: yes | +$1.01+0.14% house edge |
| Surrender: noYour table: yes | +$0.62+0.09% house edge |
Five common mistakes
What each costs on average, every time it happens. Worked out: the average result of the chart’s play minus that of the mistake, for these rules, by the same engine, times your bet; insurance: 2 to 1 on a dealer blackjack against the share of tens among the unseen cards.
| Mistake | Costs each time at $10 |
|---|---|
| Taking insurance (half your bet) when the dealer shows an aceThe chart: no insurance | $0.37 |
| Standing on hard 16 against a 10The chart: surrender, otherwise hit | $0.40 |
| Hitting a pair of 8s against a 10The chart: split | $0.61 |
| Hitting hard 11 against a 10The chart: double, otherwise hit | $0.59 |
| Standing on soft 18 (A,7) against a 9The chart: hit | $0.84 |
Rules used
Each rule with the words it was taken from. A preset is what a province or casino publishes for its tables, not a statement about any one casino.
B.C. (BCLC rules) · Blackjack
Rules published by BCLC for B.C. casinos: a preset for this tool, not a statement about any one casino.
- Deckssix decksset by youSource
Decks: six decks
In our words: The dealer deals from a shoe holding six ordinary decks.
Section 1.0 Basic Blackjack, 1.1
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Dealer on soft 17hitsset by youSource
Dealer on soft 17: hits
In our words: draw on 16 or less, and on soft 17; and stop drawing at hard 17.
Section 1.0 Basic Blackjack, 8.8
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Blackjack pays3:2set by youSource
Blackjack pays: 3:2
In our words: A blackjack pays 3 to 2.
Section 1.0 Basic Blackjack, 7.1.1
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- 6:5 tablesa 3:2 table must also be openset by youSource
6:5 tables: a 3:2 table must also be open
In our words: Whenever a 6 to 5 game is open, a game paying 3 to 2 for a blackjack has to be open as well.
Section 4.0 6 to 5 Blackjack, 1.6
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Double onany two cardsset by youSource
Double on: any two cards
In our words: you may double on any first two cards by adding a second bet.
Section 1.0 Basic Blackjack, 4.3
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Double after splittingyesset by youSource
Double after splitting: yes
In our words: Doubling is allowed on hands that came from a split.
Section 1.0 Basic Blackjack, 4.4.6
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Split tono limit stated (we count up to 8 hands)set by youSource
Split to: no limit stated (we count up to 8 hands)
In our words: A pair that turns up after a split can be split again.
Section 1.0 Basic Blackjack, 4.4.1
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Split acesonce, one card eachset by youSource
Split aces: once, one card each
In our words: A pair of aces can be split one time, and each ace then gets just one card.
Section 1.0 Basic Blackjack, 4.4.2
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Surrenderyes, not against a dealer blackjackset by youSource
Surrender: yes, not against a dealer blackjack
In our words: after your first two cards and before you act, you may surrender. Surrender is not available when the dealer holds a blackjack.
Section 1.0 Basic Blackjack, 4.5
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Dealer’s hole cardnone; a dealer blackjack takes only your original betset by youSource
Dealer’s hole card: none; a dealer blackjack takes only your original bet
In our words: then deals the dealer’s own card face up, in front of the chip rack; If the dealer has a blackjack, a doubled hand loses only its first bet; the extra chips come back. If the dealer has a blackjack, a split hand loses only its first bet; the extra bet for the split comes back.
Section 1.0 Basic Blackjack, 8.2.2, 4.3.4.a, 4.4.8.a
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
B.C. (BCLC rules) · Free Bet Blackjack
Rules published by BCLC for B.C. casinos: a preset for this tool, not a statement about any one casino.
- Deckssix, continuous shufflerset by youSource
Decks: six, continuous shuffler
In our words: Free Bet uses six ordinary decks, dealt from a continuous shuffling machine.
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 1.2
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Dealer on soft 17hitsset by youSource
Dealer on soft 17: hits
In our words: draw on 16 or less, and on soft 17;
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 8.8
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Blackjack pays3:2set by youSource
Blackjack pays: 3:2
In our words: A blackjack pays 3 to 2.
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 7.1.1
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Free doubleson hard 9, 10 and 11; other doubles with your own moneyset by youSource
Free doubles: on hard 9, 10 and 11; other doubles with your own money
In our words: Two cards making hard 9, 10 or 11 can be doubled for free. Other two-card hands can still be doubled, but the extra bet comes from your own chips, not a free one.
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 4.3.1-4.3.2
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Free splitsevery pair except tens, up to 4 hands; aces once, one card eachset by youSource
Free splits: every pair except tens, up to 4 hands; aces once, one card each
In our words: Pairs can be split again, up to four hands in all. Any pair can be split for free, except a pair of ten-value cards. A pair of aces can be split one time, and each ace then gets just one card.
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 4.4.1-4.4.2
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- After a free splitfree double on hard 9 to 11set by youSource
After a free split: free double on hard 9 to 11
In our words: After a free split, a new hand of hard 9, 10 or 11 can still take a free double.
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 4.4.6
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Dealer 22pushes the hands still in playset by youSource
Dealer 22: pushes the hands still in play
In our words: When the dealer goes over on exactly 22, bets still in play are pushed, with these exceptions:
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 7.1.2
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Surrenderyes, not against a dealer blackjackset by youSource
Surrender: yes, not against a dealer blackjack
In our words: before you act on your first two cards, you may surrender. Surrender is not available when the dealer holds a blackjack.
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 4.5
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
- Dealer’s hole cardnone; a dealer blackjack takes only your original betset by youSource
Dealer’s hole card: none; a dealer blackjack takes only your original bet
In our words: When the dealer has a blackjack, a doubled hand loses its first bet. then deals the dealer’s own card face up, in front of the chip rack;
Section 3.0 Free Bet Blackjack with Push 22 Side Bet, 4.3.5.a, 8.2.2
BCLC · BCLC Rules of Play for Table Games - Blackjack · read
B.C. (BCLC rules) · Spanish 21
Rules published by BCLC for B.C. casinos: a preset for this tool, not a statement about any one casino.
The document for this preset has no Spanish 21 rules; these are the rules Loto-Québec and OLG PlaySmart publish for the game.
- Decksone to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at sixset by youSource
Decks: one to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at six
Spanish 21 is played with 1 to 8 decks of 48 cards, with the number 10 cards removed from each deck.
In Spanish 21 all four tens are removed from each deck of cards in the shuffle. That means a 48-card deck instead of 52, containing 12 ten value cards instead of 16.
- Dealer on soft 17hits or stands, as posted; the chart starts at “hits”set by youSource
Dealer on soft 17: hits or stands, as posted; the chart starts at “hits”
After revealing the house's face-down card, the dealer completes the house's hand, if necessary, according to the house strategy indicated at the table which may either be:
- Surrenderyes, and after doubling too: you take the second bet back and give up the firstset by youSource
Surrender: yes, and after doubling too: you take the second bet back and give up the first
SURRENDER if they are not satisfied with their first two cards. In that event, they forfeit the hand underway and lose half of their initial bet. … SURRENDER AFTER A DOUBLE DOWN if they are not satisfied with the value of their hand after a double down and the point count of their hand does not exceed 21. … The players therefore forfeit the hand underway, lose their initial bet, but retrieve the amount of their DOUBLE DOWN bet.
If you don't expect to win based on your first two cards, Spanish 21 lets you surrender and leave the round and get half your original bet back. … If you double down without busting (going over 21), and you still don't like your hand, you can take back your double down bet, but must forfeit the match and your original wager.
- Doubleson any number of cards, after splitting tooset by youSource
Doubles: on any number of cards, after splitting too
DOUBLE DOWN, i.e. bet an additional amount that is equal or lower than their initial bet on a hand with two or more cards, except if the hand is a blackjack or totals a hard 21, while complying with the limits indicated at the table. … Players may also double down on each hand after SPLITTING two cards of the same value.
In Spanish 21, you can double down even after you've hit for a third, fourth, fifth - any number of cards.
- Splitsany pair, split again up to four handsset by youSource
Splits: any pair, split again up to four hands
Players can split any two equal cards (pairs) like usual, but unlike the traditional version, if the new hands also contain any pairs they can split again (re-split), up to maximum of four hands at a time.
SPLIT, i.e. separate two cards of the same value (e.g. king and jack, pair of 9s) to play more than one hand, for a maximum of four hands. … Each hand is then played separately.
- Split acesno rule of their own; the chart re-splits them and plays them on like other pairs our assumptionset by you
- Player 21paid, and a player blackjack is paid against a dealer blackjackset by youSource
Player 21: paid, and a player blackjack is paid against a dealer blackjack
The point count of the player's hand is 21, except when the house's hand is a blackjack. … The player's hand is a blackjack, even if the house's hand is also a blackjack.
Reach a hand total of 21, and you always win, even if the dealer gets a natural Blackjack (an ace and a ten-value card as their two first cards).
- 21 with 5, 6, 7+ cardspays 3:2, 2:1, 3:1; not after doublingset by youSource
21 with 5, 6, 7+ cards: pays 3:2, 2:1, 3:1; not after doubling
Any 5 Card 21 = 3 to 2 … Any 6 Card 21 = 2 to 1 … Any 7+ Card 21 = 3 to 1
Bonus 21 and Super 7 Bonus payouts do not apply to doubled hands.
- 6-7-8 and 7-7-7pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doublingset by youSource
6-7-8 and 7-7-7: pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doubling
6-7-8 (Mixed Suits) = 3 to 2 … 6-7-8 (Same Suits) = 2 to 1 … 6-7-8 (Spades Only) = 3 to 1 … 7-7-7 (Mixed Suits) = 3 to 2 … 7-7-7 (Same Suits) = 2 to 1 … 7-7-7 (Spades Only) = 3 to 1
- Bonuses after splittingpaidset by youSource
Bonuses after splitting: paid
Bonus 21 payouts apply to split hands, where appropriate. … Super 7 Bonus payouts do not apply to split hands.
Bonus 21 prizes are still paid out on split hands, but the Super Bonus is not.
Québec (Loto-Québec rules) · Blackjack
Rules published by Loto-Québec for its casinos: a preset for this tool, not a statement about any one casino.
- Decks1 to 8, as posted at the table; the chart starts at six as posted at the tableset by youSource
Decks: 1 to 8, as posted at the table; the chart starts at six
Blackjack is played with 1 to 8 decks of 52 cards.
Section The cards
- Dealer on soft 17as posted at the table; the chart starts at “hits”, the dearer rule as posted at the tableset by youSource
Dealer on soft 17: as posted at the table; the chart starts at “hits”, the dearer rule
according to the house strategy indicated at the table which may either be: HIT on a count of soft 17 or less and STAND on a count of hard 17 or more, or HIT on a count of 16 or less and STAND on a count of (soft or hard) 17 or more.
Section The house strategy
- Blackjack paysas marked at the table; the chart starts at 3:2 as posted at the tableset by youSource
Blackjack pays: as marked at the table; the chart starts at 3:2
If the player gets a blackjack, the bet is paid 3 to 2, except when the house's hand is also a blackjack. … If the player gets a blackjack, the payout is issued according to the payout indicated at the table.
Section The payouts; Variations
- Double onany two cardsset by youSource
Double on: any two cards
DOUBLE DOWN, i.e. bet an additional amount equal to their initial bet on a two-card hand, except if the hand is a blackjack.
Section The player options
- Double after splittingyesset by youSource
Double after splitting: yes
Players may also double down on each hand after SPLITTING two cards of the same value, except in the case of a pair of aces.
Section The player options
- Split toup to 4 handsset by youSource
Split to: up to 4 hands
for a maximum of four hands. … In the case of a pair of aces, players can split only once and hit for only one additional card for each hand.
Section The player options
- Split acesonce, one card eachset by youSource
Split aces: once, one card each
for a maximum of four hands. … In the case of a pair of aces, players can split only once and hit for only one additional card for each hand.
Section The player options
- Surrendernot among the player options the document lists not listedset by you
- Dealer’s hole cardchecked for blackjack before you playset by youSource
Dealer’s hole card: checked for blackjack before you play
The dealer deals one card to each player and one card face up to the house. The dealer then deals a second card to each player, and a second card face down to the house. … In the event that the house does not get a blackjack and the house's second card has not yet been revealed, players may:
Section The deal; The player options
Québec (Loto-Québec rules) · Free Bet Blackjack
Rules published by Loto-Québec for its casinos: a preset for this tool, not a statement about any one casino.
- Decks1 to 8, as posted at the table; the chart starts at six as posted at the tableset by youSource
Decks: 1 to 8, as posted at the table; the chart starts at six
Free Bet Blackjack is played with 1 to 8 decks of 52 cards.
Section The cards
- Dealer on soft 17as posted at the table; the chart starts at “hits”, the dearer rule as posted at the tableset by youSource
Dealer on soft 17: as posted at the table; the chart starts at “hits”, the dearer rule
After revealing the house's face-down card, the dealer completes the house's hand, if necessary, according to the house strategy indicated at the table which may either be:
Section The house strategy
- Blackjack pays3:2set by youSource
Blackjack pays: 3:2
If the player gets a blackjack, the bet is paid 3 to 2, except when the house's hand is also a blackjack.
Section The payouts
- Free doubleson hard 9, 10 and 11; other doubles with your own moneyset by youSource
Free doubles: on hard 9, 10 and 11; other doubles with your own money
When a two-card hand totals 9, 10 or a hard 11, the "free bet" marker can be used instead of chips in order to double the bet.
Section The player options
- Free splitsevery pair except tens, up to 4 hands; aces once, one card eachset by youSource
Free splits: every pair except tens, up to 4 hands; aces once, one card each
SPLIT, i.e. separate two cards of the same value cards (e.g. king and 10, pair of 9s) to play more than one hand, for a maximum of four hands. … In the case of a pair of aces, players can split only once and hit for only one additional card for each hand. … Each time players split a hand, they must place an additional bet equal to their initial bet or use a "free bet" marker, which can only be used when the cards in the split have a value other than 10.
Section The player options
- After a splitdouble allowed, except on split acesset by youSource
After a split: double allowed, except on split aces
Players may also double down on each hand after SPLITTING two cards of the same value, except in the case of a pair of aces.
Section The player options
- Dealer 22pushes the hands still in playset by youSource
Dealer 22: pushes the hands still in play
The same applies if the point count of the player's hand is 21 or less and the house's hand totals the same value or a hard 22.
Section The payouts
- Surrendernot among the player options the document lists not listedset by you
- Dealer’s hole cardchecked for blackjack before you playset by youSource
Dealer’s hole card: checked for blackjack before you play
In the event that the house does not get a blackjack and the house's second card has not yet been revealed, players may:
Section The player options
Québec (Loto-Québec rules) · Spanish 21
Rules published by Loto-Québec for its casinos: a preset for this tool, not a statement about any one casino.
The document for this preset has no Spanish 21 rules; these are the rules Loto-Québec and OLG PlaySmart publish for the game.
- Decksone to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at sixset by youSource
Decks: one to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at six
Spanish 21 is played with 1 to 8 decks of 48 cards, with the number 10 cards removed from each deck.
In Spanish 21 all four tens are removed from each deck of cards in the shuffle. That means a 48-card deck instead of 52, containing 12 ten value cards instead of 16.
- Dealer on soft 17hits or stands, as posted; the chart starts at “hits”set by youSource
Dealer on soft 17: hits or stands, as posted; the chart starts at “hits”
After revealing the house's face-down card, the dealer completes the house's hand, if necessary, according to the house strategy indicated at the table which may either be:
- Surrenderyes, and after doubling too: you take the second bet back and give up the firstset by youSource
Surrender: yes, and after doubling too: you take the second bet back and give up the first
SURRENDER if they are not satisfied with their first two cards. In that event, they forfeit the hand underway and lose half of their initial bet. … SURRENDER AFTER A DOUBLE DOWN if they are not satisfied with the value of their hand after a double down and the point count of their hand does not exceed 21. … The players therefore forfeit the hand underway, lose their initial bet, but retrieve the amount of their DOUBLE DOWN bet.
If you don't expect to win based on your first two cards, Spanish 21 lets you surrender and leave the round and get half your original bet back. … If you double down without busting (going over 21), and you still don't like your hand, you can take back your double down bet, but must forfeit the match and your original wager.
- Doubleson any number of cards, after splitting tooset by youSource
Doubles: on any number of cards, after splitting too
DOUBLE DOWN, i.e. bet an additional amount that is equal or lower than their initial bet on a hand with two or more cards, except if the hand is a blackjack or totals a hard 21, while complying with the limits indicated at the table. … Players may also double down on each hand after SPLITTING two cards of the same value.
In Spanish 21, you can double down even after you've hit for a third, fourth, fifth - any number of cards.
- Splitsany pair, split again up to four handsset by youSource
Splits: any pair, split again up to four hands
Players can split any two equal cards (pairs) like usual, but unlike the traditional version, if the new hands also contain any pairs they can split again (re-split), up to maximum of four hands at a time.
SPLIT, i.e. separate two cards of the same value (e.g. king and jack, pair of 9s) to play more than one hand, for a maximum of four hands. … Each hand is then played separately.
- Split acesno rule of their own; the chart re-splits them and plays them on like other pairs our assumptionset by you
- Player 21paid, and a player blackjack is paid against a dealer blackjackset by youSource
Player 21: paid, and a player blackjack is paid against a dealer blackjack
The point count of the player's hand is 21, except when the house's hand is a blackjack. … The player's hand is a blackjack, even if the house's hand is also a blackjack.
Reach a hand total of 21, and you always win, even if the dealer gets a natural Blackjack (an ace and a ten-value card as their two first cards).
- 21 with 5, 6, 7+ cardspays 3:2, 2:1, 3:1; not after doublingset by youSource
21 with 5, 6, 7+ cards: pays 3:2, 2:1, 3:1; not after doubling
Any 5 Card 21 = 3 to 2 … Any 6 Card 21 = 2 to 1 … Any 7+ Card 21 = 3 to 1
Bonus 21 and Super 7 Bonus payouts do not apply to doubled hands.
- 6-7-8 and 7-7-7pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doublingset by youSource
6-7-8 and 7-7-7: pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doubling
6-7-8 (Mixed Suits) = 3 to 2 … 6-7-8 (Same Suits) = 2 to 1 … 6-7-8 (Spades Only) = 3 to 1 … 7-7-7 (Mixed Suits) = 3 to 2 … 7-7-7 (Same Suits) = 2 to 1 … 7-7-7 (Spades Only) = 3 to 1
- Bonuses after splittingpaidset by youSource
Bonuses after splitting: paid
Bonus 21 payouts apply to split hands, where appropriate. … Super 7 Bonus payouts do not apply to split hands.
Bonus 21 prizes are still paid out on split hands, but the Super Bonus is not.
Fallsview and Casino Niagara · Blackjack
Rules Fallsview Casino Resort and Casino Niagara publish for their tables: a preset for this tool, not a statement about any one casino.
- Decksnot stated; the chart starts at six our assumptionset by you
- Dealer on soft 17as posted at the table; the chart starts at “hits”, the dearer rule as posted at the tableset by youSource
Dealer on soft 17: as posted at the table; the chart starts at “hits”, the dearer rule
The Dealer must draw cards according to the rules posted on the table;
Section Blackjack
Fallsview Casino Resort and Casino Niagara · Playing Blackjack · read
- Blackjack paysas marked at the table; the chart starts at 3:2 as posted at the tableset by youSource
Blackjack pays: as marked at the table; the chart starts at 3:2
you have "Blackjack" and will be paid odds as marked on the layout (3 to 2 or 6 to 5).
Section Blackjack
Fallsview Casino Resort and Casino Niagara · Playing Blackjack · read
- Double onany two cardsset by youSource
Double on: any two cards
If on the first two cards, you feel you can win with only one more card, you may place a wager up to the amount of your original beside your bet.
Section Blackjack terms: Doubling Down
Fallsview Casino Resort and Casino Niagara · Playing Blackjack · read
- Double after splittingyesset by youSource
Double after splitting: yes
You may also "double down" on the first two cards of each hand after the split, except when splitting Aces.
Section Blackjack terms: Splitting Pairs
Fallsview Casino Resort and Casino Niagara · Playing Blackjack · read
- Split toup to 4 handsset by youSource
Split to: up to 4 hands
This may be done to a total of four hands except for Aces. Aces receive only one card and may be split only once.
Section Blackjack terms: Splitting Pairs
Fallsview Casino Resort and Casino Niagara · Playing Blackjack · read
- Split acesonce, one card eachset by youSource
Split aces: once, one card each
This may be done to a total of four hands except for Aces. Aces receive only one card and may be split only once.
Section Blackjack terms: Splitting Pairs
Fallsview Casino Resort and Casino Niagara · Playing Blackjack · read
- Surrendernot among the player options the document lists not listedset by you
- Dealer’s hole carddealt face down; the document does not say when it is checked, and the chart assumes before you play our assumptionset by youSource
Dealer’s hole card: dealt face down; the document does not say when it is checked, and the chart assumes before you play
The Dealer also receives two cards; one face up and the other face down.
Section Blackjack
Fallsview Casino Resort and Casino Niagara · Playing Blackjack · read
Fallsview and Casino Niagara · Free Bet Blackjack
Rules Fallsview Casino Resort and Casino Niagara publish for their tables: a preset for this tool, not a statement about any one casino.
- Decksnot stated; the chart starts at six our assumptionset by you
- Dealer on soft 17hitsset by youSource
Dealer on soft 17: hits
Dealers will hit on soft 17 and all wagers are pushed when the dealer busts with a total of 22.
Section Free Bet Blackjack
- Blackjack paysnot stated; the chart starts at 3:2 our assumptionset by you
- Free doubleson hard 9, 10 and 11; other doubles with your own moneyset by youSource
Free doubles: on hard 9, 10 and 11; other doubles with your own money
You may double for free on a two card hard total of 9, 10 or 11.
Section Free Double
- Free splitsevery pair except tens, up to 4 hands; aces once, one card eachset by youSource
Free splits: every pair except tens, up to 4 hands; aces once, one card each
You may split pairs, with the exception of 10 - value cards. … You may only split up to 3 times for a total of 4 hands with the exception of Aces, which may only be split once.
Section Free Split
- After a splitfree double on hard 9 to 11set by youSource
After a split: free double on hard 9 to 11
Free doubling after splitting is allowed as long as it is a hard 9, 10 or 11.
Section Free Double
- Dealer 22pushes the hands still in playset by youSource
Dealer 22: pushes the hands still in play
If the dealer busts with a point total of 22, any bets you have left in action are a push.
Section Push 22
- Surrendernot stated; the chart assumes no our assumptionset by you
- Dealer’s hole carddealt face down; the document does not say when it is checked, and the chart assumes before you play our assumptionset by youSource
Dealer’s hole card: dealt face down; the document does not say when it is checked, and the chart assumes before you play
You and the dealer will get two starting cards, the same as traditional Blackjack.
Section Getting started
Fallsview and Casino Niagara · Spanish 21
Rules Fallsview Casino Resort and Casino Niagara publish for their tables: a preset for this tool, not a statement about any one casino.
The document for this preset has no Spanish 21 rules; these are the rules Loto-Québec and OLG PlaySmart publish for the game.
- Decksone to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at sixset by youSource
Decks: one to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at six
Spanish 21 is played with 1 to 8 decks of 48 cards, with the number 10 cards removed from each deck.
In Spanish 21 all four tens are removed from each deck of cards in the shuffle. That means a 48-card deck instead of 52, containing 12 ten value cards instead of 16.
- Dealer on soft 17hits or stands, as posted; the chart starts at “hits”set by youSource
Dealer on soft 17: hits or stands, as posted; the chart starts at “hits”
After revealing the house's face-down card, the dealer completes the house's hand, if necessary, according to the house strategy indicated at the table which may either be:
- Surrenderyes, and after doubling too: you take the second bet back and give up the firstset by youSource
Surrender: yes, and after doubling too: you take the second bet back and give up the first
SURRENDER if they are not satisfied with their first two cards. In that event, they forfeit the hand underway and lose half of their initial bet. … SURRENDER AFTER A DOUBLE DOWN if they are not satisfied with the value of their hand after a double down and the point count of their hand does not exceed 21. … The players therefore forfeit the hand underway, lose their initial bet, but retrieve the amount of their DOUBLE DOWN bet.
If you don't expect to win based on your first two cards, Spanish 21 lets you surrender and leave the round and get half your original bet back. … If you double down without busting (going over 21), and you still don't like your hand, you can take back your double down bet, but must forfeit the match and your original wager.
- Doubleson any number of cards, after splitting tooset by youSource
Doubles: on any number of cards, after splitting too
DOUBLE DOWN, i.e. bet an additional amount that is equal or lower than their initial bet on a hand with two or more cards, except if the hand is a blackjack or totals a hard 21, while complying with the limits indicated at the table. … Players may also double down on each hand after SPLITTING two cards of the same value.
In Spanish 21, you can double down even after you've hit for a third, fourth, fifth - any number of cards.
- Splitsany pair, split again up to four handsset by youSource
Splits: any pair, split again up to four hands
Players can split any two equal cards (pairs) like usual, but unlike the traditional version, if the new hands also contain any pairs they can split again (re-split), up to maximum of four hands at a time.
SPLIT, i.e. separate two cards of the same value (e.g. king and jack, pair of 9s) to play more than one hand, for a maximum of four hands. … Each hand is then played separately.
- Split acesno rule of their own; the chart re-splits them and plays them on like other pairs our assumptionset by you
- Player 21paid, and a player blackjack is paid against a dealer blackjackset by youSource
Player 21: paid, and a player blackjack is paid against a dealer blackjack
The point count of the player's hand is 21, except when the house's hand is a blackjack. … The player's hand is a blackjack, even if the house's hand is also a blackjack.
Reach a hand total of 21, and you always win, even if the dealer gets a natural Blackjack (an ace and a ten-value card as their two first cards).
- 21 with 5, 6, 7+ cardspays 3:2, 2:1, 3:1; not after doublingset by youSource
21 with 5, 6, 7+ cards: pays 3:2, 2:1, 3:1; not after doubling
Any 5 Card 21 = 3 to 2 … Any 6 Card 21 = 2 to 1 … Any 7+ Card 21 = 3 to 1
Bonus 21 and Super 7 Bonus payouts do not apply to doubled hands.
- 6-7-8 and 7-7-7pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doublingset by youSource
6-7-8 and 7-7-7: pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doubling
6-7-8 (Mixed Suits) = 3 to 2 … 6-7-8 (Same Suits) = 2 to 1 … 6-7-8 (Spades Only) = 3 to 1 … 7-7-7 (Mixed Suits) = 3 to 2 … 7-7-7 (Same Suits) = 2 to 1 … 7-7-7 (Spades Only) = 3 to 1
- Bonuses after splittingpaidset by youSource
Bonuses after splitting: paid
Bonus 21 payouts apply to split hands, where appropriate. … Super 7 Bonus payouts do not apply to split hands.
Bonus 21 prizes are still paid out on split hands, but the Super Bonus is not.
As marked on your table · Blackjack
Set each rule from the signs and the felt at your table.
- Deckssix as posted at the tableset by you
- Dealer on soft 17hits as posted at the tableset by you
- Blackjack pays3:2 as posted at the tableset by you
- Double after splittingyes as posted at the tableset by you
- Double onany two cards as posted at the tableset by you
- Surrenderno as posted at the tableset by you
- Dealer’s hole cardchecked for blackjack before you play as posted at the tableset by you
- Re-split acesno as posted at the tableset by you
- Split toup to 4 hands as posted at the tableset by you
As marked on your table · Free Bet Blackjack
Set each rule from the signs and the felt at your table.
- Deckssix as posted at the tableset by you
- Dealer on soft 17hits as posted at the tableset by you
- Blackjack pays3:2 as posted at the tableset by you
- Free doubleson hard 9, 10 and 11; other doubles with your own money as posted at the tableset by you
- Free splitsevery pair except tens, up to 4 hands; aces once, one card each as posted at the tableset by you
- Dealer 22pushes the hands still in play as posted at the tableset by you
- Surrenderno as posted at the tableset by you
As marked on your table · Spanish 21
Set each rule from the signs and the felt at your table.
- Decksone to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at sixset by youSource
Decks: one to eight Spanish decks of 48 cards (no tens; jacks, queens and kings stay); the chart starts at six
Spanish 21 is played with 1 to 8 decks of 48 cards, with the number 10 cards removed from each deck.
In Spanish 21 all four tens are removed from each deck of cards in the shuffle. That means a 48-card deck instead of 52, containing 12 ten value cards instead of 16.
- Dealer on soft 17hits or stands, as posted; the chart starts at “hits”set by youSource
Dealer on soft 17: hits or stands, as posted; the chart starts at “hits”
After revealing the house's face-down card, the dealer completes the house's hand, if necessary, according to the house strategy indicated at the table which may either be:
- Surrenderyes, and after doubling too: you take the second bet back and give up the firstset by youSource
Surrender: yes, and after doubling too: you take the second bet back and give up the first
SURRENDER if they are not satisfied with their first two cards. In that event, they forfeit the hand underway and lose half of their initial bet. … SURRENDER AFTER A DOUBLE DOWN if they are not satisfied with the value of their hand after a double down and the point count of their hand does not exceed 21. … The players therefore forfeit the hand underway, lose their initial bet, but retrieve the amount of their DOUBLE DOWN bet.
If you don't expect to win based on your first two cards, Spanish 21 lets you surrender and leave the round and get half your original bet back. … If you double down without busting (going over 21), and you still don't like your hand, you can take back your double down bet, but must forfeit the match and your original wager.
- Doubleson any number of cards, after splitting tooset by youSource
Doubles: on any number of cards, after splitting too
DOUBLE DOWN, i.e. bet an additional amount that is equal or lower than their initial bet on a hand with two or more cards, except if the hand is a blackjack or totals a hard 21, while complying with the limits indicated at the table. … Players may also double down on each hand after SPLITTING two cards of the same value.
In Spanish 21, you can double down even after you've hit for a third, fourth, fifth - any number of cards.
- Splitsany pair, split again up to four handsset by youSource
Splits: any pair, split again up to four hands
Players can split any two equal cards (pairs) like usual, but unlike the traditional version, if the new hands also contain any pairs they can split again (re-split), up to maximum of four hands at a time.
SPLIT, i.e. separate two cards of the same value (e.g. king and jack, pair of 9s) to play more than one hand, for a maximum of four hands. … Each hand is then played separately.
- Split acesno rule of their own; the chart re-splits them and plays them on like other pairs our assumptionset by you
- Player 21paid, and a player blackjack is paid against a dealer blackjackset by youSource
Player 21: paid, and a player blackjack is paid against a dealer blackjack
The point count of the player's hand is 21, except when the house's hand is a blackjack. … The player's hand is a blackjack, even if the house's hand is also a blackjack.
Reach a hand total of 21, and you always win, even if the dealer gets a natural Blackjack (an ace and a ten-value card as their two first cards).
- 21 with 5, 6, 7+ cardspays 3:2, 2:1, 3:1; not after doublingset by youSource
21 with 5, 6, 7+ cards: pays 3:2, 2:1, 3:1; not after doubling
Any 5 Card 21 = 3 to 2 … Any 6 Card 21 = 2 to 1 … Any 7+ Card 21 = 3 to 1
Bonus 21 and Super 7 Bonus payouts do not apply to doubled hands.
- 6-7-8 and 7-7-7pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doublingset by youSource
6-7-8 and 7-7-7: pay 3:2 mixed suits, 2:1 one suit, 3:1 spades; not after doubling
6-7-8 (Mixed Suits) = 3 to 2 … 6-7-8 (Same Suits) = 2 to 1 … 6-7-8 (Spades Only) = 3 to 1 … 7-7-7 (Mixed Suits) = 3 to 2 … 7-7-7 (Same Suits) = 2 to 1 … 7-7-7 (Spades Only) = 3 to 1
- Bonuses after splittingpaidset by youSource
Bonuses after splitting: paid
Bonus 21 payouts apply to split hands, where appropriate. … Super 7 Bonus payouts do not apply to split hands.
Bonus 21 prizes are still paid out on split hands, but the Super Bonus is not.
Free Bet Blackjack is on the game lists of 37 casinos we cover; Spanish 21 is on the game lists of 8 casinos we cover (where to play blackjack).
How it’s worked out
Every hand, card by card. For each starting hand and each dealer card, the engine goes through every card that can come next, for the exact shoe that is left, and adds up the dealer’s possible totals. The chart shows, for each total, the play with the higher average result over all two-card hands of that total. From the third card on, each hand is played the way that gives its own cards the higher average result.
Checked by a test. A test in our code compares this engine, cell by cell, with published basic-strategy charts for one to eight decks — the dealer hitting or standing on soft 17, with and without doubling after splitting and surrender — and with the house edges published for those rules. Treat the second decimal of a house edge as approximate.
Where it is approximate. A split hand is worked out as if the other split hands did not use up cards, and each further split is priced with the same chance of drawing another pair card. Past the fifth card of a hand, the shoe is taken as it was at the fifth. These shave hundredths of a percent off the house edge and change no cell of the published charts.
The cards are shuffled after every hand, as with a continuous shuffler; a shoe dealt down to a cut card is not what this page works out.
Spanish 21. The deck has no tens (jacks, queens and kings stay). Some plays depend on how many cards you hold: “S4” means stand with two or three cards and hit with four or more; “D5” means double with up to four cards and hit with five or more. The 6-7-8 bonus changes a few plays by the suits of your first two cards (the marks * † ‡). The bonuses are paid on split hands too, as both rule books quoted under “Rules used” print them, and the chart is worked out that way.
Free Bet Blackjack. After a free split the second hand carries a free-bet chip instead of money. That chip is paid only if the hand is paid, and a push returns nothing, so that hand has its own chart.
No card counting. The chart is basic strategy: it uses your cards and the dealer’s face-up card, nothing else.
If it stops being fun
If gambling stops being entertainment, help is available. 19+ in most of Canada; 18+ in Alberta, Manitoba and Quebec. More on responsible gaming.
Spotted a mistake on this page? Tell us
Been here before? Review us on Trustpilot